A Square On Every Slope
Big Chesterfield roofs get eight or ten chalked test squares, not one. Impacts are counted and photographed per slope so no face gets overlooked.
storm and hail damage repairHail damage roof repair in Chesterfield, answered
STL Roof Repair inspects Chesterfield roofs for hail by chalking a ten-by-ten-foot test area on every slope and counting and photographing each impact — the protocol adjusters use. On a big Chesterfield roof that can mean eight or ten separate squares, because the west and south faces routinely tell a different story than the front elevation. We run this out of our Chesterfield office; the inspection is free. Call (314) 429-6000.
Chesterfield Valley is open ground, and storms that drop out of the northwest cross it with nothing to break them up before they reach the bluff neighborhoods. We have worked enough claims here to see the pattern: the valley-facing and west-facing slopes take the impacts, upper second-story faces get hit harder than lower ones, and the street-facing front of the house frequently looks untouched. A homeowner standing in the driveway concludes there is nothing to claim while the back of the roof is covered in bruised shingles.
Roof size works against Chesterfield homeowners in a second way. Larger homes have more slope orientations, more dormers, more valleys, and often a mix of shingle and low-slope sections over porches, sunrooms, and bonus rooms. A quick walk-around by a busy adjuster on a roof that size can easily miss the affected faces. Our job is to make that impossible by handing over a numbered, photographed square from each slope before the meeting happens.
Claim Documentation And Supplements
Our insurance division builds the file, handles supplements for items missed in the first scope, and attends the adjuster meeting with you.
request a free inspectionComplex And Low-Slope Sections
Sunroom, porch, and bonus-room roofs need different systems than the main shingle field. We scope and price them correctly instead of shingling a flat.
flat and low-slope roofingActive Leak Response
Hail with wind means missing shingles. If water is entering, a live dispatcher answers at any hour and we tarp before the claim closes.
Chesterfield emergency roof repair
The Inspection
How We Document Chesterfield Hail Damage
Every slope is walked and chalked
Not a sample. On a large Chesterfield roof each orientation gets its own ten-by-ten square, because damage is directional and the front elevation is usually the least affected.
Impacts counted and photographed
Each square's count is recorded with dated photographs, plus close-ups of bruised mat and granule loss for the file.
Soft metals and elevations checked
Gutters, downspouts, valley metal, vents, window wraps, and AC fins are documented to corroborate the storm and establish stone size.
Adjuster meeting and completion
We are on the roof with your adjuster, then our own crews complete the repair or the full tear-off replacement with a lifetime workmanship warranty on qualifying work.
Why The Front Of The House Lies
Hail falls at an angle, driven by wind, so it strikes the faces turned into the storm. In Chesterfield that is usually west and northwest. If your home presents its front elevation to a street running the other direction, you can have a fully compromised back roof and a pristine front, and every conclusion you draw from the driveway will be wrong. We have written approved claims on Chesterfield homes where the homeowner had already decided there was no damage.
The inverse is also true and we say so as readily. Scuffing from foot traffic, heat blistering, and normal granule shedding on an older roof are not hail, and we will not build a claim out of them. What we hand you is a count. Either the impacts are in the squares or they are not, and either answer is worth the free inspection.
Hail Damage On A Larger Roof Costs More To Miss
The financial stakes scale with roof area. On a home with four thousand square feet of roof, a settlement that covers only two of six affected slopes leaves a very large gap, and that gap is what supplements exist to close. When the first scope misses a slope, a low-slope section, drip edge, or the ridge, our insurance division files the supplement with the photographs already in hand. This is the part homeowners cannot realistically do themselves — not because it is secret, but because it requires knowing what a complete roof scope should contain and having the documentation to prove what was omitted.
What Your Free Chesterfield Hail Inspection Includes
- A technician on every slope, with a chalked test square on each orientation
- Impacts counted and photographed per slope, with close-ups of bruised mat
- Soft metals, gutters, vents, and window wraps documented to corroborate the event
- A written estimate and an honest answer on whether a claim exists
- Claim file preparation, supplements, and adjuster meeting attendance
- Emergency tarping on the same call if water is already coming in
Chesterfield Hail Damage Questions
The front of my roof looks fine. Is it worth an inspection?
Yes, and this is the single most common mistake we see in Chesterfield. Hail is directional. The faces turned into the storm take the damage, and on many Chesterfield homes those are the slopes you cannot see from the street.
How many test squares will you do on my roof?
One per slope orientation. On a large Chesterfield home that is often eight to ten squares. A single square on a roof that size is not a real inspection.
What is a supplement and why would I need one?
It is an addition to the claim scope after the carrier's first estimate misses something — a slope, a low-slope section, drip edge, ridge. Because we already hold the photographs, our insurance division files it with evidence rather than argument.
Do you have an office on this side of the county?
Yes. We operate a Chesterfield office at (636) 216-7428 alongside our Maryland Heights headquarters, so Chesterfield is core service area, not an outlying trip.
Free Chesterfield Hail Inspection
Serving Chesterfield, Town and Country, Wildwood, and west St. Louis County. Include the storm date if you have it.
Related pages: Storm & Hail Damage Repair · Roof Repair Chesterfield · Roof Replacement Chesterfield · Emergency Roof Repair Chesterfield · Roof Repair Town and Country
Get Your Chesterfield Roof Counted, Not Guessed.
A square on every slope, impacts photographed, and a straight answer on whether you have a claim. The inspection is free.